Student Loan Forgiveness for Teachers

Every year the Texas Education Agency (TEA) submits a list of subject matter teacher shortage areas and a list of designated low-income schools to the U.S. Department of Education (USDE). Teachers with certain types of student loans may qualify for partial loan forgiveness, deferment or cancellation benefits.

Eligibility for these benefits depends on the type of loan the teacher has, the date of his/her first loan, and whether the teacher serves in a designated low-income school or subject matter teacher shortage area. 

Teacher Shortage Areas for the 2013-2014 School Year

  1. Bilingual/English as a Second Language
  2. Computer Science
  3. Languages Other Than English (Foreign Languages)
  4. Mathematics
  5. Science
  6. Special Education  

U.S. Department of Education - Teacher Shortage Areas Nationwide Listing 1990 through 2014 (outside source)


Loan Forgiveness Options - Teachers may apply for all four programs if the balance of their unpaid Federal student loans exceeds the forgiveness amount and if they meet the requirements. (Private loans are not eligible). If you are not sure what type of loan you have it is recommended that you contact your lender.

Other Grant/Loan Resources - the programs listed below are not affiliated with TEA


Join the Loan/Forgiveness/Deferment  listserv to receive updates and tips about the Loan Forgiveness options for Texas teachers.  

If you have additional information that is not provided above please email When you email, please provide the school name, the 9 digit school code, district name, and county as well as the dates of employment at this school. (If you do not have the 9 digit school code, please use AskTED to look up the information)